welcome to our site

If you own a car, insurance for it is a must, not only out of legal necessity but also to cover you against what could be very expensive claims. However, with the cost of running a car continuing to rise, getting a cheap car insurance deal is a great attraction.

The most assured way of finding the best deal is to use the internet to identify what's available. There are plenty of comparison sites that will search through lots of providers plus some insurers that aren't included on the comparison sites. In effect, you need to put in some time and effort to find what's best for you.

Searches on comparison sites will show the cheapest premiums at the top of their search results. Cheapest isn't necessarily the best because it may not provide the cover you need, so you must delve a little deeper to find what you're after.

If cost is an issue, and it is to most of us, there are ways of getting cheaper car insurance. You'll generally get a better deal if you can demonstrate that your car is secure. That means it being fitted with an approved alarm and immobiliser. If the car is parked in a locked garage overnight, it's less likely to be stolen, since over half of vehicle thefts are at night. Failing this, parking on your own driveway rather than a public road will reduce the risk of theft, vandalism and accident. A tracking device is also a useful addition although the cost might outweigh the saving in insurance premiums unless you have a very expensive car.

Opting for a higher voluntary excess will cut your insurance premiums while a smaller engine car is generally cheaper to insure, especially for new drivers. Also be sure not to pay for extras that you don't really need, such as legal expenses and a courtesy car.

Most insurers ask for your annual mileage so make sure you don't overstate this. If you drive a banger that's not worth anything, comprehensive insurance is over the top and third party cover will be cheaper.

A good driving record will reduce your insurance costs. That means a claim-free history that will boost your no claims discount and avoiding points on your licence. Passing an advanced driving course will also demonstrate your ability.