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Getting the best and cheapest car insurance can be a complicated business, even with the help of internet search engines and comparison sites. But if you've got a non-standard car or you don't fit in as a regular type of driver, the problems can be even more pronounced.
You hit your first challenge when you're a new and young driver because you're a bad risk. Figures prove you're in a group with an above average chance of making a claim so you'll have to accept the excessive premiums until you establish a track record. You can help by ditching the boy racer image and getting a car with a small engine, which will marginally improve matters. At the other end of the scale, once you're past retirement age, you suddenly become a bad risk again and your insurance premiums start to increase. If you're a woman driver, however, you are statistically safer than a man and should get lower premiums as a result.
Some insurance comparison websites list more than 300 insurers. How many of them have you heard of, let alone trust?
Despite the likely extra cost, at least you can research and understand more popular insurers like these:
If you own a car, insurance for it is a must, not only out of legal necessity but also to cover you against what could be very expensive claims. However, with the cost of running a car continuing to rise, getting a cheap car insurance deal is a great attraction.
The most assured way of finding the best deal is to use the internet to identify what's available. There are plenty of comparison sites that will search through lots of providers plus some insurers that aren't included on the comparison sites. In effect, you need to put in some time and effort to find what's best for you.